Goldman Sachs recently launched a new online personal loan platform called Marcus, taking aim at the mass market. With minimum loan amount starting at US$3,500, Marcus is obviously positioned to compe ...More
EJ Insight2016-11-02
The topic of the 2016 Financial Planning Association's Annual Conference was fintech or financial technology. Global financial planners discussed the future direction of the industry and how that woul ...More
EJ Insight2016-10-24
Financial technology, or fintech, has reached a tipping point. A growing number of financial institutions are becoming more aware of the many benefits of technology, from convenient services to real-t ...More
EJ Insight2016-10-21
Because traditional financial services are not designed for small depositors and borrowers, several non-traditional models have been able to scale up rapidly in this untapped market. But without a str ...More
EJ Insight2016-10-14
Insurance markets around the world are not immune to the impact of digitization and advances in technology. In fact, according to the 2016 EY Asia-Pacific insurance outlook report, insurers are being ...More
EJ Insight2016-09-26
The “regulatory sandbox” is a new approach to financial innovation. Upon approval by regulators, eligible firms will be allowed to take advantage of specific policy concessions and experiment with new ...More
EJ Insight2016-08-02
FinTech's growth is not only enriching the repertoire of investment options on the market, it is also helping enhance the efficiency of the financial services industry and create new business opportun ...More
EJ Insight2016-07-21
The Hong Kong Applied Science and Technology Research Institute (ASTRI) is working to enhance blockchain technology, such as improving the processing capacity and transaction speed, with the aim of ap ...More
EJ Insight2016-07-20
Singapore has pushed ahead of regional rival Hong Kong in the race to emerge as Asia's financial technology (fintech) hotspot. State funding, light-touch regulation and a recent move to allow start-up ...More
EJ Insight2016-07-04
Cloud computing is now seen essential for businesses to improve their cost-efficiency and scalability. But there is a debate going on as to which functions should be transitioned to the cloud, and wha ...More
EJ Insight2016-06-29
Crowdfunding is not a modern invention. As scholar Nadine Scholz points out, the construction of the plinth of the Statue of Liberty was possible only after 160,000 New York citizens made donations in ...More
EJ Insight2016-06-21
Smartphones today allow users not only to easily compare prices of hotel rooms, trade stocks and do their online banking but also to gain access to wealth management services. As private bankers embra ...More
EJ Insight2016-05-18
Financial technology, which aims to make financial services more efficient, can be applied to four main areas in the private banking industry, helping bankers and clients save time. These are advice a ...More
EJ Insight2016-05-18
Hong Kong is seeing rising demand for experts in data science which has wide applications in the banking and securities industries. "The financial industry has always been a big part of Hong Kong. We ...More
EJ Insight2016-05-17
Mainland authorities have issued new measures for the stock market after halting the homecoming of US-listed Chinese stocks. The China Securities Regulatory Commission has reportedly prevented listed ...More
EJ Insight2016-05-13
Hong Kong is lagging behind Singapore in financial technology (FinTech) development due to the lack of a proper regulatory framework for the sector, an expert said. Though authorities have begun to s ...More
EJ Insight2016-05-09
The China Internet Development Foundation and the Chinese Financial Association of Hong Kong recently signed an agreement on fintech cooperation. In a blog post, Norman Chan, chief executive of the Ho ...More
EJ Insight2016-05-03
The development of internet-based businesses has removed the role of the middleman in many sectors. Uber and Airbnb are two examples. Private equity (PE) and venture capital (VC) used to rely heavily ...More
EJ Insight2016-04-29
Many of us have had a bad experience with phone banking, where you have to patiently navigate the service options, one after another, before getting to the choice you want. DBS is doing something abou ...More
EJ Insight2016-04-27
Hong Kong government will roll out a variety of initiatives to complement industry efforts in relation to innovation, especially in the field of Fintech, Financial Secretary John Tsang said on Monday. ...More
EJ Insight2016-04-26
